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DVC Guide

How to Rent DVC Points (Complete Guide)
Honest Analysis (2026)

Renting DVC points lets you stay at Disney deluxe resorts for 30–50% below rack rates. Brokers such as David's Vacation Club Rentals and DVC Rental Store charge about $18–22 a point in 2026. Look for Saratoga Springs or Old Key West for lowest point costs. For the most popular resorts, book 11 months out: only an owner whose home resort it is can book that early, and every other owner waits until 7 months. Understand the trade-off: a rented stay usually cannot be refunded in cash (brokers that take cancellations give a sliding-scale travel credit), so consider travel insurance.

Updated

Overview

Renting DVC points lets you stay at Disney deluxe resorts for 30–50% below rack rates. Brokers such as David's Vacation Club Rentals and DVC Rental Store charge about $18–22 a point in 2026. Look for Saratoga Springs or Old Key West for lowest point costs. For the most popular resorts, book 11 months out: only an owner whose home resort it is can book that early, and every other owner waits until 7 months. Understand the trade-off: a rented stay usually cannot be refunded in cash (brokers that take cancellations give a sliding-scale travel credit), so consider travel insurance.

How to Rent DVC Points (Complete Guide): FAQ

What is DVC (Disney Vacation Club)?

DVC is Disney's timeshare program, structured as a deeded real estate interest. Members purchase a set number of points tied to a specific home resort and use those points to book stays at any of the 17 DVC resorts.

How do DVC points work?

Each DVC owner gets an annual allocation of points based on their contract size. Points are used to book resort stays: different resorts, room sizes, and seasons require different point amounts. Unused points can be banked to the next year or borrowed from the upcoming year.

Is DVC worth buying?

DVC makes financial sense for families who regularly visit Disney World for 7+ nights per year at deluxe resorts. The break-even point vs. paying rack rates is approximately 8–12 years. Resale purchases offer the best value.

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