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Disney Vacation Club annual dues and maintenance fees overview
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DVC Guide2026

DVC Annual Dues by Resort (2026)
Honest Analysis (2026)

DVC annual dues for 2026 increased an average of 6.38% — more than double general inflation. Dues range from $8.42/point (Saratoga Springs) to $12.85/point (Vero Beach). Over 20 years, dues can exceed the original purchase price of a resale contract.

2026 Annual Dues by Resort

DVC annual maintenance fees increased an average of 6.38% in 2026 — more than double general inflation (~3%). This is consistent with recent years. The long-term dues growth rate has averaged 4–6% annually, which compounds significantly over a 20–40 year contract. A $9/point dues burden in 2026 could be $20/point by 2050 at current growth rates.

Dues By Resort (2026)

Old Key West Resort: $9.56/point (+5.8% YoY)
Disney's BoardWalk Villas: $9.42/point (+6.2% YoY)
Disney's Beach Club Villas: $9.68/point (+5.5% YoY)
Disney's Saratoga Springs Resort & Spa: $8.42/point (+6.1% YoY)
Disney's Animal Kingdom Villas: $9.85/point (+7.2% YoY)
Bay Lake Tower at Disney's Contemporary Resort: $8.75/point (+5.9% YoY)
Disney's Grand Floridian Resort & Spa: $9.15/point (+6.4% YoY)
Disney's Polynesian Villas & Bungalows: $9.35/point (+6% YoY)
Copper Creek Villas at Disney's Wilderness Lodge: $8.62/point (+6.3% YoY)
Disney's Riviera Resort: $8.90/point (+6.8% YoY)
Aulani, A Disney Resort & Spa: $11.50/point (+7.5% YoY)
The Villas at Disney's Grand Californian Hotel & Spa: $10.15/point (+6.5% YoY)

Why Dues Matter More Than Purchase Price

Over 20 years, total dues payments often exceed the original purchase price of a resale contract
Disney dues increases have consistently outpaced inflation — this is structural, not temporary
The lower-dues resorts (Saratoga Springs, Bay Lake Tower) provide compounding savings
Dues cannot be avoided — even unused points incur full annual dues
When evaluating two resorts, always calculate 20-year total cost of ownership (purchase + dues)

DVC Annual Dues by Resort (2026) — FAQ

Which DVC resort has the lowest annual dues?

Saratoga Springs Resort ($8.42/point, 2026) has the lowest annual dues of any WDW DVC property. The Villas at Disneyland Hotel have higher dues but are not WDW-based.

By how much did DVC dues increase in 2026?

DVC annual dues increased an average of 6.38% in 2026 across all resorts. Individual resorts varied from +5.4% (Hilton Head) to +7.5% (Aulani).

Are DVC dues tax deductible?

DVC dues are not tax deductible as a business expense for personal vacation use. If you rent out your points commercially and report rental income, a portion of dues may qualify as a business deduction — consult a tax professional.

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