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DVC Annual Dues by Resort (2026)
Honest Analysis

DVC annual dues for 2026 rose a blended 6.38% across all resorts, roughly double general inflation. At Walt Disney World they run from $8.31/point (Grand Floridian Villas) to $12.28/point (Cabins at Fort Wilderness); across the whole system the range is $8.24 (Aulani, subsidized) to $14.89 (Vero Beach, contracts from 1996 on). Over 20 years, dues can exceed the original purchase price of a resale contract.

Updated

2026 Annual Dues by Resort

DVC annual maintenance fees rose a blended 6.38% in 2026, roughly double general inflation (~3%). Increases ranged from +3.36% (Cabins at Fort Wilderness) to +9.06% (Bay Lake Tower). The long-term dues growth rate has averaged 4–6% annually, which compounds significantly over a 20–40 year contract: a $9/point dues bill in 2026 becomes roughly $23–36/point by 2050 at 4–6% a year. Figures below are the 2026 resort budgets as published by DVC Resale Market and DVC Fan.

Dues By Resort (2026)

  • Animal Kingdom Villas: $10.16/point in 2026 (was $9.65 in 2025, +5.32%)
  • Aulani: $10.96/point in 2026 (was $10.12 in 2025, +8.25%)
  • Aulani (subsidized): $8.24/point in 2026 (was $7.61 in 2025, +8.26%)
  • Bay Lake Tower: $8.74/point in 2026 (was $8.02 in 2025, +9.06%)
  • Beach Club Villas: $9.81/point in 2026 (was $9.12 in 2025, +7.57%)
  • BoardWalk Villas: $9.67/point in 2026 (was $9.06 in 2025, +6.79%)
  • Boulder Ridge Villas: $9.77/point in 2026 (was $9.19 in 2025, +6.30%)
  • Cabins at Fort Wilderness: $12.28/point in 2026 (was $11.88 in 2025, +3.36%)
  • Copper Creek Villas & Cabins: $9.02/point in 2026 (was $8.49 in 2025, +6.22%)
  • Villas at Disneyland Hotel: $10.54/point in 2026 (was $9.82 in 2025, +7.28%)
  • Grand Californian Villas: $9.52/point in 2026 (was $8.80 in 2025, +8.22%)
  • Grand Floridian Villas: $8.31/point in 2026 (was $7.93 in 2025, +4.85%)
  • Hilton Head Island Resort: $12.86/point in 2026 (was $11.92 in 2025, +7.89%)
  • Old Key West Resort: $11.21/point in 2026 (was $10.50 in 2025, +6.67%)
  • Polynesian Villas & Bungalows: $8.33/point in 2026 (was $7.93 in 2025, +5.14%)
  • Riviera Resort: $9.46/point in 2026 (was $9.06 in 2025, +4.40%)
  • Saratoga Springs Resort & Spa: $9.19/point in 2026 (was $8.54 in 2025, +7.59%)
  • Vero Beach (contracts before 1/1/96): $11.69/point in 2026 (was $11.24 in 2025, +3.99%)
  • Vero Beach (contracts on/after 1/1/96): $14.89/point in 2026 (was $14.30 in 2025, +4.13%)
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Why Dues Matter More Than Purchase Price

  • Over 20 years, total dues payments often exceed the original purchase price of a resale contract
  • Disney dues increases have consistently outpaced inflation. This is structural, not temporary
  • The lower-dues resorts (Grand Floridian Villas, Polynesian Villas & Bungalows, Bay Lake Tower) provide compounding savings
  • Dues cannot be avoided: even unused points incur full annual dues
  • When evaluating two resorts, always calculate 20-year total cost of ownership (purchase + dues)

DVC Annual Dues by Resort (2026): FAQ

Which DVC resort has the lowest annual dues?

The Villas at Disney's Grand Floridian Resort have the lowest 2026 dues at Walt Disney World, $8.31/point, just ahead of Polynesian Villas & Bungalows ($8.33) and Bay Lake Tower ($8.74). Saratoga Springs, often assumed to be the cheapest, is mid-pack at $9.19. The highest WDW dues are at the Cabins at Fort Wilderness ($12.28).

By how much did DVC dues increase in 2026?

DVC annual dues rose a blended 6.38% in 2026 across all resorts. Individual resorts varied from +3.36% (Cabins at Fort Wilderness) to +9.06% (Bay Lake Tower).

When are DVC annual dues due?

Dues are billed once a year and are due in full by January 15 (for 2026, January 15, 2026), and count as late after February 15. Members can instead spread them over 12 monthly payments by enrolling in monthly auto-pay from a bank account by the same January 15 deadline.

Are DVC dues tax deductible?

DVC dues are not tax deductible as a business expense for personal vacation use. If you rent out your points commercially and report rental income, a portion of dues may qualify as a business deduction: consult a tax professional.

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